Friday, 8 August 2025

Unlock AI for Smarter Research: How Anyone Can Solve Real Problems with Modern Tools

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 How Anyone Can Harness Next-Gen AI for Insight, Speed, and Clarity

Series: #AI Tidbits by Kannan M. 1

Ever wondered how smart research can go beyond quick answers?


AI tools today can do much more than you think—free, practical, and ready to change how you discover, create, and communicate. With a few focused steps and the right prompts, you can unlock AI’s full power. This series guides you, one step at a time.

Sample Case: Balanced Advantage Funds (BAF)—Research Beyond the Basics

Recently, I used Perplexity Labs—an advanced AI tool available free through Airtel’s Perplexity offer—to analyze Balanced Advantage Funds (BAFs).
Most people skip investment topics, but this workflow isn’t just for finance: It's for anyone who wants better answers and less noise, whatever the subject.


My Practical AI Workflow—Table Format for General Use and My Example


Step

For Any Researcher

My Actual BAF Analysis Example

1

Turn your idea into a focused question—clarity is key.

Defined the BAF risks investors need: drawdown, recovery, not just returns.

2

Write specific prompts for your AI tool—detail what you want.

Crafted prompts in Perplexity Labs for hard-to-find risk metrics and fund models.

3

Review the first output—revise, refine, repeat till it’s right.

Iterated prompts until answers matched my research standards.

4

Eliminate irrelevant or vague info—get to the core.

Filtered out marketing talk and non-comparable data from results.

5

Verify every key fact—cross-check, think critically.

Checked every metric vs.  factbooks and expert reports.

6

Summarize and communicate findings—make it your story, not AI’s.

Built clear tables, explanations, and visuals for investors.


Sometimes 7 or 8  steps, depending on the project. See my infographic for a quick visual of this workflow—your steps might vary as you grow.

See the Results and the Full Method:

What’s Different Here?

  • I don’t just give answers—I show how to ask sharper questions and build your own process.

  • Graduating from “quick click” results to a DIY method that works for business, academics, or personal growth.

  • Your report isn’t made by AI—it’s made by you, supercharged with AI speed.

Bonus For Readers:
Want results, visuals, or a personal walk-through? DM me for curated access to my Perplexity pages, exclusive learning materials, or group training.

Why Learn This?
Today’s AI tools are meant for everyone—your projects, decisions, reports, communications.
Mastering them is the next-gen skillset you’ll wish you learned sooner.

If you liked this tidbit, my book “AI for the Rest of Us” is a great starting point for your own AI journey. Reach out—I'll help you catch the AI fish, not just serve it to you!



Download this article as a PDF — perfect for offline reading or sharing with friends on social media!


Connect with Kannan M

LinkedIn, Twitter, Instagram, and Facebook for more insights on AI, business, and the fascinating intersection of technology and human wisdom. Follow my blog for regular updates on practical AI applications and the occasional three-legged rabbit story.

For "Unbiased Quality Advice" call Message me via blog

▶️ YouTube: Subscribe to our channel 

Blog - https://radhaconsultancy.blogspot.com/


Still Searching the Old Way? Learn AI Tools That Save Hours Daily. Get your AI Book Now.


📕 India: ₹199 → Get EBook here


📦 Request Paper Pack hard copy: DM or fill this form


 #  Others: Search in your local amazon marketplace B0FB2P7GKV


Get it on Google Play books



#AIResearch #MutualFunds #PerplexityAI #DataAnalysis #SelfLearning

Tuesday, 5 August 2025

Truth Check: Did Your BAF Increase Equity When Markets Fell?

 

Did Your “Balanced” Fund Really Buy Low?

Series: #PFTidbits by Kannan M. – 4



When markets crash, every BAF claims it grabs more equities “cheap” for your benefit. But do the numbers tell the same story?

🔍 Market Checkpoints — Actual Equity Allocations:

Period

HDFC

ICICI

SBI

UTI

Tata

Apr 2020 (Crash)

81%

67%

N/A

N/A

74%

Apr 2025 (Peak)

67%

45%

39%

68%

68%

Mid-2023 (Normal)

67%

66%

44%

65%

69%


💡 Insight:
HDFC and Tata ramped up equity at the market’s bottom—delivering on the “buy when cheap” promise. ICICI played it safer, while other schemes adjusted more cautiously.

Flip Side:
Some funds made only modest moves, hinting they might be following marketing claims, not real dynamic rebalancing.

🎯 Takeaway:
Don’t go by slogans! Ask your advisor:

  • Did my BAF increase equity when the market truly tanked?

  • How flexible is my fund’s engine room—really?

Read our complete fund-by-fund stories, model comparisons, and rare data insights in the full analysis on Perplexity page


🔗 Balanced Advantage Funds: Risk Reality Check


Knowledge grows not in headlines, but in hard numbers.



Tidbits Series

  1. Small Caps: Funded vs. Fumbled

  2. NFOs & Comet AI OS: Two Birds, One Stone

  3. The Truth Behind “Zero-Cost EMI”


Download this article as a PDF — perfect for offline reading or sharing with friends on social media!


📚 Dive Deeper: Your Hybrid Fund Learning Journey

Want to master Balanced Advantage Funds and hybrid investing? Explore these focused reads:

English Deep Dives

தமிழ் வழிகாட்டுதல்

📖 Complete Hybrid Fund Mastery

Amazon Bestseller (₹49 only):
Beyond Risky Equities and Snail-like Debt: The Hybrid Recipe for Success
Covers Balanced Advantage Funds in detail with practical concepts

Free Tamil Quick Guide:
நல்ல வருமானம் குறைந்த ரிஸ்கில் பெற — Email request
Direct Download — Instant access

Build your hybrid fund expertise step by step — from basics to advanced strategies.


Connect with Kannan M

LinkedIn, Twitter, Instagram, and Facebook for more insights on AI, business, and the fascinating intersection of technology and human wisdom. Follow my blog for regular updates on practical AI applications and the occasional three-legged rabbit story.

For "Unbiased Quality Advice" | Message me via blog

▶️ YouTube: Subscribe to our channel 

Blog - https://radhaconsultancy.blogspot.com/


Still Searching the Old Way? Learn AI Tools That Save Hours Daily. Get your AI Book Now.


📕 India: ₹199 → Get EBook here


📦 Request Paper Pack hard copy: DM or fill this form


 #  Others: Search in your local amazon marketplace B0FB2P7GKV


Get it on Google Play books




#InvestorEdge #SmartChoices